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FCA authorised

Quick & easy application
Flexible terms from 1 to 5 years 
Rates compared across 40+ lenders
Instant decision
No impact on credit score
Loans from £500 to £50,000


You will need to pay your application fee of £99 + VAT, you will then receive login details to start your application.

Application Fee
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Please Note : Application fee is refundable (minus 3% for card charges if your application is unsuccessful)

The legal bit

Our loans are provided by Kandoo. Kandoo is a trading name of Switcha Limited which is authorised and regulated by the Financial Conduct Authority, Firm Registration number : 828963 for Credit Broking and Insurance Distribution.

Swatch Limited is a Credit Broker and not a Lender. You can check on the Financial Services Register here.

Target CO2 is not the lender nor the broker. Please make sure you can afford your monthly payments before agreeing to credit.